Atome may restrict the availability of the Platform or certain areas or features thereof, if this is necessary in view of capacity limits, the security or integrity of our servers, or to carry out maintenance measures that ensure the proper or improved functioning of the Platform. ANY FEES CHARGED BY THE MERCHANT FOR THE USE OF ATOME SERVICES (IF ANY) DO NOT REPRESENT ANY FEES CHARGED OR INTENDED TO BE CHARGED BY ATOME TO ANY CUSTOMERS IN ANY WAY.ĭue to the nature of the internet, Atome cannot guarantee the continuous and uninterrupted availability and accessibility of the Platform. THE MERCHANT IS SOLELY RESPONSIBLE FOR ANY LIABILITIES INCURRED AND OBLIGATIONS DERIVED FROM AND IN THE COURSE OF PROVIDING THE MERCHANT SERVICES. Atome expressly disclaims all warranties related to the Merchant’s sale of the Merchant Services, express or implied, including any warranties of accuracy, reliability, and any implied warranties for merchantability, fitness for a particular purpose and non-infringement. Merchants remain fully responsible for their Merchant Services and the purchase of the Merchant Services shall remain a contract between yourself and the Merchant. The services performed by the Platform that facilitates the Deferred Payment Structure shall be referred to as the “Atome Services”.įor the avoidance of doubt, the Atome Services do not constitute a lending or credit facility offered by Atome to you, and Atome does not provide any credit to you.

We operate a Platform on which participating retailers, merchants, stores or owners of websites of online stores (“Merchants”) offer you the option to make payment for their goods and/or services (“Merchant Services”) on a deferred and interest-free basis (“Deferred Payment Structure”). These Terms shall govern your use of the Atome website, including any subdomains thereof, and any other websites through which Atome makes its services available, our mobile, tablet and other smart device applications, and application program interfaces (collectively, the “Platform”) and the services provided through the Platform in the manner described in Clause 2.1.

These Terms are a legally binding agreement between you ( “you”, “your” or the “Customer”) and APaylater Financials Pte Ltd doing business as Atome ( “we”, “us”, “our”, “Atome”) (collectively, the “Parties” and each a “Party”). You should print a copy of these Terms for your records. The headings contained in this document are for reference purposes only. By using the Platform and the Atome Services, you agree to be bound by these Terms and are deemed to have executed these Terms electronically. Please read these Terms of Service (“Terms”) carefully.

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